Choosing The Right Car Insurance
With so many insurance companies offering different types of vehicle insurance, buying a car insurance policy for the first time can be an overwhelming experience. You need to choose the best policy to cover your vehicle in the event of an incident. To ensure that your new car is fully protected before you drive out of our showroom, Kwanza Auto have partnered with major insurance companies to offer you convenient and affordable car insurance. Let us help you protect your car.
Full Third Party Insurance
Full Third-party insurance policy provides full coverage for the seller's legal liability during the vehicle ownership transfer process. This includes protection against:
- Bodily injury to third parties
- Damage to third-party property, including other vehicles
- Legal defense costs and settlements
However, it's important to note that this third-party liability coverage does not extend to protecting the seller's own vehicle. Damage or loss to the car being sold would not be covered under this policy.
Full Third Party, Fire And Theft Cover
- Extends basic third-party liability insurance
- Adds protection for loss/damage to the insured vehicle from: fire, theft of the vehicle and/or accessories and attempted theft
- Excludes coverage for accidental damage to the insured vehicle
- Provides more comprehensive protection than basic third-party insurance
- May be sufficient for lower-value vehicles, but comprehensive cover recommended for more expensive cars
Comprehensive Cover
- Protects against damage to your own vehicle, in addition to third-party liability
- Covers accidental loss or damage to the insured car
- Includes passenger risks and third-party liability protection
- Allows you to claim for repairs to your own vehicle
- Provides the broadest level of protection for the insured
The key advantages are the ability to claim for repairs to your own car, regardless of fault, as well as the comprehensive coverage against all accidental loss or damage to the insured vehicle.